Home Trust Secured Visa Features
(Subject to change without notice)
| Credit limit (min) | $500 |
| Credit limit (max) | $10,000 |
| Account set-up fee (one time) | $39.00 non-refundable |
| Security deposit | $500 - $10,000 |
| Service fee (primary applicant) | $7.50/month |
| Service fee (secondary card) | $3.00/month |
| Interest rate (purchases & cash advances) | 24.99% |
| Over Limit fee | $29.00 |
| NSF fee | $45.00 |
| ATM fee (Canada) | $2.00 |
| ATM fee (USA) | $4.50 |
| ATM fee (non-North America) | $5.50 |
| Minimum Payment | 3% of the balance or $10.00, whichever is greater |